Ok..so I have less then perfect credit - right at 580 (but am actually in the middle of 3 disputes which will put me back up in that 650-700 range by mid year.) I came across a boat (I work for a marina) that is NADA 9,000 and I can get it for 6,000 through work. I have about 1,500-2000 to pay as a down payment so would need financing for the rest. I know my credit score is going to hurt me tremendously but I would think there is a place that will lend me the money knowing the value of the boat and how much I owe on it?! I really don't want to lose this deal (otherwise I'd wait for 6 months and do something when my credit score is a little better) but it'll be gone at this price within a month or two.
Anyone ever been in this position and had any luck? Any help would be GREATLY appreciated!!|||A friend or relative you knows and trusts you is your best bet. Offer them a high interest rate to make it worth their while. Then you can refinance it when your credit is better and pay them off.|||Be careful with online scams on loans or sites.
Everyone is out to get your money. Especially in this economy.|||Here's' a suggestion: Pay cash for this boat. Save up, write a check.
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